If your policy is for rcv your insurance company will pay the replacement cost value of your roof at the time of a covered loss.
How to guess the age of your roof.
If you don t want to go through the trouble of finding the age of your roof there are a few signs to look for to indicate you need a new roof.
This will contain the exact date the roof was installed and is one of the most accurate sources of information you are likely to find.
The age of the roof doesn t really matter as many things play into how a roof performs the type of roof heat rain wind etc.
A roof replacement project typically requires a building permit and if the work involved changes to the structure it might also require approval from a planning zoning or community historic preservation board.
Many roofs can outlast their perceived lifetime while others wear out early.
1 find out the date of the building permit.
Shingles that have started curling or buckling are another sign.
Have someone that knows what they re doing look at it.
But an inspection of interior and exterior roofing details can indicate the probable age of a wood roof which can last up to 40 years as well as the roofing history of the building the number and types of roofing layers and related house age determination details.
Curled or buckled shingles.
Covering type most roofs fall under one of three categories.
The seven signs of roof age leaks and water damage.
Look at parts of the roof.
If it does then you can contact the county government and request a copy of the permit.
There are four ways to determine the age of a roof of a home your are considering buying or already own.
Provide your address to a code or zoning officer and ask him to search the data base or files for previous building permits issued to that address.
When shingles begin to curl they are no longer working effectively.
Request a copy of the receipt from roof replacement company.
Standard shingles architectural shingles or tile.
This means the replacement cost value minus your deductible.
This means the actual cash value minus your deductible amount minus the depreciation cost according to the age of your roof.
If there are active water leaks or signs of water damage visible on the ceiling or interior.
Covering type and roof shape.
This can be caused by heavy winds accessive heat from sun exposure or age.
This the most accurate way to age a roof but not all jurisdictions require.
There are two main factors to consider when examining the age of a roof and insurance requirements.